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Welcome to the Maine Merchants Self-Funded
Workers' Compensation Trust Web Site. Our
workers' compensation program is offered to
members of the Maine Merchants Association
and the Maine Restaurant Association. Here
you will find alternatives to the increasing costs
of workers' compensation. We are committed to
bringing you a quality program, governed with
strict safety requirements and professionalism in
claims administration. As a participant in our
program you will discover that we are committed
to service and that "PROFIT IS OUR SERVICE
TO YOU". Because we are a non-profit
organization, all unused premiums, subject to
actuarial approval, are returned to the
participating member firms. We are regulated by
the Maine Bureau of Insurance and our rates are
actuarially determined on an annual basis. Our
plan year runs from March 1st to February 28th.
However, members may join anytime during the
plan year and their premiums are pro-rated
accordingly. To be accepted for membership,
businesses must meet strict financial
requirements imposed by the Maine Bureau of
Insurance and the Board Of Trustees.
Self-funded workers' compensation insurance is
not for everyone but it is a method used by
member firms to bring stability to their bottom line.
If you are looking for a workers' compensation
alternative that gives you a voice, contact us, and
we will respond to you in a timely manner.
Sincerely,
Kenneth Quirion
Fund Administrator
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